About

Why piggyme exists

piggyme started with a simple frustration: every budgeting app wanted my bank login first. All my transactions — the most revealing dataset that exists about a person — would flow through an American middleman, to be turned into ad profiles or "anonymised insights". That felt backwards.

So I built it the other way around: you fetch your statements yourself from your bank — something every Belgian bank simply supports — and the app turns them into answers. Where your money went, what is still coming, what you can truly spend. Without your data ever becoming someone's business model.

The principles

• Your data is not our product. No ads, no data selling, no "partners". The paid Plus plan is the entire business model — you are the customer, not the product.
• Encrypted, full stop. Everything that syncs is end-to-end encrypted. In private mode it is zero-knowledge: even piggyme cannot read your numbers, even if it wanted to.
• Local first. The free plan runs entirely on your own device and will keep doing so — even if the servers ever disappeared.
• No lock-in. You can export everything as JSON at any time, and delete your account (and all server data) in one click, from inside the app.
• Built for here. Belgian banks work out of the box, settling up happens with QR codes every Belgian banking app understands, and the app speaks Dutch, French and English.

Who is behind it

piggyme is built by a single developer in Belgium, under the name WalnutWorks. That has downsides (there is no support department) and upsides: every feature exists because a real user needed it, feedback lands directly with the person writing the code, and nobody can put profit above principles.

Questions, feedback, or just want to think along? Send a message — I read everything myself.